Business Insurance

We offer insurance solutions for small one-man businesses to large manufacturing plants.


Material Damage


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Buildings.
Machinery, furniture & equipment.
Office contents and documents.
Burglary or theft.
Glass & signage.
Transit.
Portable assets such as cell phones.
Computer equipment and software.
Money.
Machinery breakdown.
Accidental damage and power surge.
Deterioration of stock.
Riot and strike.



Financial Losses


Loss of income following damage:
At own premises.
At supplier or customer premises.
Preventing access to business.
To telecommunication services.
To water and power utilities.
Of Machinery breakdown.
Loss of attraction.
Money and other negotiable instruments.
Fraud or dishonesty by employees.
Loss of debtor's records.

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Liabilities


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Public liability.
Building owner liability.
Tenants liability.
Products liability.
Defective workmanship.
Employers liability.
Legal defence costs.
Wrongful arrest and defamation.
Dispensing liability.
Trustees liability.
Extended liability.



Motor


Motor vehicles and LDVs.
Trucks and trailers.
Forklifts, TLBs and specialised vehicles.
Motor traders.
Third party liability.
Passenger liability.
Contingent liability.
Loss of use (vehicle rental).
Wreckage removal.
Loss of keys.
Excess waivers.

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Insurance of Persons


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Death.
Permanent disability.
Temporary total disablement.
Burns disfigurement.
Loss of limbs.
Keyman insurance.
Income protection.
Funeral costs.
Training cost of replacement staff.
Group benefits.



Contact us for more information or should business insurance cover be required.